Our law firm can be hired to represent you to resolve issues with Fair Collections and Outsourcing (FCO). We help California consumers resolve issues with debt collectors that report erroneous, out of date, or negative information that may violate FCRA, FDCPA or other laws on a credit report. We interview the consumer to see what issues may exist. We may also want to review a copy of the credit report. Credit reports can be obtained at Credit Report Online. We will gather the relevant documents and have the credit repair attorney evaluate under California Rosenthal Debt Collection Practices Act, Fair Credit Reporting Act (FCRA) and any other applicable statutes. Given the facts, we can make recommendations on how to proceed to achieve the client’s goals.

We may start with a dispute at Fair Collections and Outsourcing (FCO) directly to gather more information. Based on the additional information received there may be FDCPA, FCRA, Rosenthal Act, or TCPA violations that may give our client additional leverage in resolving their issues. Sometimes our clients decide to settle with the Fair Collections and Outsourcing (FCO). If a client settles, then we create a contract for the creditor to sign that releases our client from the remaining amount and describes how it will be reported on the credit report. Most clients want the negative reporting removed from their credit report and other databases. Removal from the credit report does not happen in all cases. In extreme cases, we file lawsuits against the Fair Collections and Outsourcing (FCO) to defend our clients rights.

You don’t have to face any Debt Collector alone!

Let us know how our law firm can assist by requesting a FREE Phone, Video Chat, or In-Person Consultation.
Call (714) 699-9696 or email cs@caclf.com