California consumers may be contacted by Essex Property Trust, Inc. for a broken a lease from an apartment complex, supposedly left damages, or the apartment management said that they owe money for whatever reason. The charges may be unlawful, unfair, and may BREAK THE LAW.

YOU HAVE RIGHTS when in apartment debt collection. Helstowski and Helstowski Law Firm can ensure your rights and go after those that violate them

We start by reviewing the documents you have received from Essex Property Trust, Inc. Don’t worry if you do not have them, we can get them for you. We will listen to understand what happened. We will apply the legal standards that protect you, California Rosenthal Debt Collection Practices Act and Fair Credit Reporting Act. Keeping your goals in mind we will devise a plan of action to fight Essex Property Trust, Inc.

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The advantages of hiring Helstowski & Helstowski are:

• Professional, Knowledgeable Attorneys and Legal Staff
• Experience with apartment collection debts
• Transparent Process
• We do the work for you
• Affordable, Flat Fee structure

Essex Property Trust, Inc. Contact

1100 Park Pl Ste 200
San Mateo, CA 94403-7107
Web: https://www.essexapartmenthomes.com/

They are an apartment debt collector hired by the apartment complex or property management company. They claim that you owe them money for some reason. One reason that Essex Property Trust, Inc. may be reporting wrong information on your credit report is that the apartment complex told them too. This is why a direct audit of Essex Property Trust, Inc.’s files is so important. If the debt collection is going to appear on your credit report it must be 100% correct, verifiable, and timely. We make sure that it is and that your rights are enforced.

Dispute with Essex Property Trust, Inc. You can dispute the account that they are reporting to the credit bureaus directly with the credit bureaus or directly with Essex Property Trust, Inc.. We believe that direct disputes may yield the best results when you know exactly the correct dispute process. California residents are owed certain documentation to validate the apartment debt collection within certain time frames. Even if they provide the documents, they must be compliant with Federal and State law. Your rights give you the opportunity to possibly find violations. Violations can possibly be used to offset the amount owed or entice the debt collector to remove the account from the credit report.

Settle with Essex Property Trust, Inc. You can decide to settle with the apartment debt collector. One debt settlement strategy is to create a Hardship letter detailing why you can not pay the full amount due. So many consumers do not go through this extra step and it will make you stand out. Our law firm writes a professional hardship letter with many debt negotiations. Ask for removal of the account from the credit report as part of the settlement. This is often called a Pay for Delete agreement. Remember, the deal is no good unless it is writing from Essex Property Trust, Inc..

Reasons for a Great Hardship Letter

• Medical Issues
• Job Loss
• Recent loss of vehicle or home
• Taking care of relatives

Consider including in your hardship letter a basic household budget. It is OK to show that you have a little money left over at the end of the month. You just want to demonstrate you are not wasting your money and their reduction is not charity. It is necessary for you to resolve the apartment debt.